It is crazy how much
the world has changed since the last update not too long ago. Three years of
stock market gains have been erased, the world's economy has ground to a halt,
and millions of people are in some kind of quarantine/shelter in place situation,
and millions more will be soon.
How's that for not
knowing what the future will bring?
Is now a good time
to invest? Who knows. But if you still have a job and some of the money can be
spared, now is certainly a better time to invest than it was a month ago. The
world has fundamentally changed and the future is murkier than ever. But, the best
time to be greedy is when others are fearful. There is a lot of fear right now,
so the portfolio buying continues.
As I've given up on
M1, I am buying a mutual fund that tracks the S&P 500 in a new account with
Schwab. Once Schwab implements fractional share purchases, I will sell the
mutual fund and buy individual stock positions. At some point I will also transfer
the positions held with M1.
Schwab doesn't have automatic transfers for every two weeks on a specific day, so I signed up for twice a month on particular days of the month. Automatic investments have to be $100 or more, so I will be buying the mutual fund manually.
Date
|
Additional Investment
|
Running Total Investment
|
Dividend Portfolio Account Value
|
Additional Benchmark VOO Shares
|
Running Total Benchmark VOO Shares
|
VOO Closing Share Price
|
Benchmark VOO Value
|
Dividend Portfolio VS Benchmark
|
Comment
|
6/24/19
|
$200.00
|
$200.00
|
$200.00
|
0.737844
|
0.737844
|
$271.06
|
$200.00
|
0.000%
|
|
7/2/19
|
$0.00
|
$200.00
|
$200.00
|
0.003756
|
0.741600
|
$272.23
|
$201.89
|
-0.934%
|
$1.0226
dividend received and reinvested into VOO
|
7/3/19
|
$50.00
|
$250.00
|
$252.22
|
0.182269
|
0.923869
|
$274.32
|
$253.44
|
-0.480%
|
|
7/18/19
|
$50.00
|
$300.00
|
$299.10
|
0.182202
|
1.106071
|
$274.42
|
$303.53
|
-1.459%
|
|
8/2/19
|
$50.00
|
$350.00
|
$343.48
|
0.186005
|
1.292076
|
$268.81
|
$347.32
|
-1.106%
|
|
8/16/19
|
$50.00
|
$400.00
|
$385.57
|
0.188523
|
1.480599
|
$265.22
|
$392.68
|
-1.812%
|
|
8/30/19
|
$0.00
|
$400.00
|
$389.89
|
0.000000
|
1.480599
|
$268.60
|
$397.69
|
-1.961%
|
Forgot
to transfer $50
|
9/3/19
|
$50.00
|
$450.00
|
$439.89
|
0.187189
|
1.667788
|
$267.11
|
$445.48
|
-1.255%
|
|
9/12/19
|
$50.00
|
$500.00
|
$514.39
|
0.180734
|
1.848522
|
$276.65
|
$511.39
|
0.586%
|
|
9/27/19
|
$50.00
|
$550.00
|
$563.02
|
0.180989
|
2.029511
|
$276.26
|
$560.67
|
0.419%
|
|
10/1/19
|
$0.00
|
$550.00
|
$548.87
|
0.009807
|
2.039318
|
$269.32
|
$549.23
|
-0.065%
|
$2.6412
dividend received and reinvested into VOO
|
10/10/19
|
$50.00
|
$600.00
|
$610.45
|
0.185653
|
2.224970
|
$272.13
|
$605.48
|
0.821%
|
|
10/25/19
|
$50.00
|
$650.00
|
$677.15
|
0.181232
|
2.406202
|
$277.04
|
$666.61
|
1.580%
|
|
11/17/19
|
$50.00
|
$700.00
|
$730.52
|
0.176610
|
2.582812
|
$286.43
|
$739.79
|
-1.254%
|
|
11/22/19
|
$50.00
|
$750.00
|
$776.35
|
0.175039
|
2.757851
|
$285.65
|
$787.78
|
-1.451%
|
|
12/6/19
|
$50.00
|
$800.00
|
$833.60
|
0.174435
|
2.932286
|
$289.19
|
$847.99
|
-1.697%
|
|
12/20/19
|
$50.00
|
$850.00
|
$906.81
|
0.169607
|
3.101893
|
$296.30
|
$919.09
|
-1.336%
|
|
12/27/19
|
$0.00
|
$850.00
|
$906.81
|
0.014936
|
3.116829
|
$296.67
|
$924.67
|
-1.931%
|
$4.43
dividend received and reinvested into VOO
|
1/3/20
|
$50.00
|
$900.00
|
$952.86
|
0.167549
|
3.269442
|
$296.24
|
$968.54
|
-1.619%
|
|
1/24/20
|
$0.00
|
$900.00
|
$950.35
|
0.000000
|
3.269442
|
$302.03
|
$987.47
|
-3.759%
|
Automatic
transfer didn't happen for some reason
|
3//1/20
|
$0.00
|
$900.00
|
$874.13
|
0.000000
|
3.269442
|
$271.74
|
$888.44
|
-1.610%
|
Automatic
transfers didn't work. Transferring account to Schwab
|
3/6/20
|
$150.00
|
$1,050.00
|
$920.11
|
0.183884
|
3.453326
|
$271.91
|
$938.99
|
-2.011%
|
Schwab
account opened, $150 for missed weeks deposited
|
3/13/20
|
$0.00
|
$1,050.00
|
$837.98
|
0.016427
|
3.469753
|
$247.64
|
$859.25
|
-2.475%
|
$4.07
VOO dividend received and reinvested
|
3/14/20
|
$50.00
|
$1,100.00
|
$789.61
|
0.228760
|
3.698513
|
$218.57
|
$808.38
|
-2.322%
|
All
new deposits go into Schwab account
|
3/20/20
|
$0.00
|
$1,100.00
|
$825.07
|
0.000000
|
3.698513
|
$210.74
|
$779.42
|
5.856%
|
|