11/17/19

$50 Per Paycheck Dividend Portfolio Update 11/17/19


Despite my traveling, having limited internet access, and forgetting all about it, on 11/7/19 $50 was sent to M1 Finance for the dividend portfolio. I'll repeat myself: automate everything you can. It makes life so much easier.

So far $700 has been sent to M1 since late June 2019. The account's value as of market close on 11/15/19 is $730.52, which includes $3.57 in cash. Investing the same $700 into Vanguard's VOO ETF would be worth $739.79. The dividend portfolio is once again lagging its Standard and Poor's 500 benchmark.





Lots of dividends were received since the last update. See the screenshot below for details.






Below I am including screenshots of the portfolio's 100 holdings, organized by sector. As a reminder, most of the holdings were selected by their membership in iShares' DGRO ETF (dividend growth stocks), filtered by having a dividend yield 2.5% or higher at the time of selection.

At the time of portfolio construction, M1 limited accounts to 100 individual holdings. You can get around this by setting up more than one account, but I didn't do this because it would add too much complexity to this project. If and when M1 allows for more than 100 holdings per account, I will likely add additional stocks to it.

For added diversification, I also added a few international dividend paying companies. The selections were not purely random. Rather, I selected them based on having heard of them. I don't believe in stock research because even if you have all the information available, the future is not predictable. All research does is waste one's time. (But what about Warren Buffett? I shall write a post on that at some point in the near future.)













Date
Additional Investment
Running Total Investment
Dividend Portfolio Account Value
Additional Benchmark VOO Shares
Running Total Benchmark VOO Shares
VOO Closing Share Price
Benchmark VOO Value
Dividend Portfolio VS Benchmark
Comment
6/24/19
$200.00
$200.00
$200.00
0.737844
0.737844
$271.06
$200.00
0.000%

7/2/19
$0.00
$200.00
$200.00
0.003756
0.741600
$272.23
$201.89
-0.934%
$1.0226 dividend received and reinvested into VOO
7/3/19
$50.00
$250.00
$252.22
0.182269
0.923869
$274.32
$253.44
-0.480%

7/18/19
$50.00
$300.00
$299.10
0.182202
1.106071
$274.42
$303.53
-1.459%

8/2/19
$50.00
$350.00
$343.48
0.186005
1.292076
$268.81
$347.32
-1.106%

8/16/19
$50.00
$400.00
$385.57
0.188523
1.480599
$265.22
$392.68
-1.812%

8/30/19
$0.00
$400.00
$389.89
0.000000
1.480599
$268.60
$397.69
-1.961%
Forgot to transfer $50
9/3/19
$50.00
$450.00
$439.89
0.187189
1.667788
$267.11
$445.48
-1.255%

9/12/19
$50.00
$500.00
$514.39
0.180734
1.848522
$276.65
$511.39
0.586%

9/27/19
$50.00
$550.00
$563.02
0.180989
2.029511
$276.26
$560.67
0.419%

10/1/19
$0.00
$550.00
$548.87
0.009807
2.039318
$269.32
$549.23
-0.065%
$2.6412 dividend received and reinvested into VOO
10/10/19
$50.00
$600.00
$610.45
0.185653
2.224970
$272.13
$605.48
0.821%

10/25/19
$50.00
$650.00
$677.15
0.181232
2.406202
$277.04
$666.61
1.580%

11/17/19
$50.00
$700.00
$730.52
0.176610
2.582812
$286.43
$739.79
-1.254%


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